


<h3 class="wp-block-heading"><span class="blackgraphtx"><strong>Health Care Fraud or Health Insurance Fraud</strong></span></h3>



<p><span class="blackgraphtx">Medical Equipment Fraud:</span></p>



<p><span class="blackgraphtx">Equipment manufacturers offer “free” products to individuals. Insurers are then charged for products that were not needed and/or may not have been delivered.</span></p>



<p><span class="blackgraphtx">“Rolling Lab” Schemes:</span></p>



<p><span class="blackgraphtx">Unnecessary and sometimes fake tests are given to individuals at health clubs, retirement homes, or shopping malls and billed to insurance companies or Medicare.</span></p>



<p><span class="blackgraphtx">Services Not Performed:</span></p>



<p><span class="blackgraphtx">Customers or providers bill insurers for services never rendered by changing bills or submitting fake ones.</span></p>



<p><span class="blackgraphtx">Medicare Fraud:</span></p>



<p><span class="blackgraphtx">Medicare fraud can take the form of any of the health insurance frauds described above. Senior citizens are frequent targets of Medicare schemes, especially by medical equipment manufacturers who offer seniors free medical products in exchange for their Medicare numbers. Because a physician has to sign a form certifying that equipment or testing is needed before Medicare pays for it, con artists fake signatures or bribe corrupt doctors to sign the forms. Once a signature is in place, the manufacturers bill Medicare for merchandise or service that was not needed or was not ordered.</span></p>



<p><span class="blackgraphtx"><strong>Tips for Avoiding Health Care Fraud or Health Insurance Fraud:</strong></span></p>



<ul class="wp-block-list">
<li><span class="blackgraphtx">Never sign blank insurance claim forms.</span></li>



<li><span class="blackgraphtx">Never give blanket authorization to a medical provider to bill for services rendered.</span></li>



<li><span class="blackgraphtx">Ask your medical providers what they will charge and what you will be expected to pay out-of-pocket.</span></li>



<li><span class="blackgraphtx">Carefully review your insurer’s explanation of the benefits statement. Call your insurer and provider if you have questions.</span></li>



<li><span class="blackgraphtx">Do not do business with door-to-door or telephone salespeople who tell you that services of medical equipment are free.</span></li>



<li><span class="blackgraphtx">Give your insurance/Medicare identification only to those who have provided you with medical services.</span></li>



<li><span class="blackgraphtx">Keep accurate records of all health care appointments.</span></li>



<li><span class="blackgraphtx">Know if your physician ordered equipment for you.</span></li>
</ul>



<p><span class="blackgraphtx"><strong>For more information: </strong><br>&#8211; <a class="internal-link" href="https://www.fbi.gov/about-us/investigate/white_collar/health-care-fraud">Heath Care Fraud webpage</a></span><br></p>



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