The Legal Information Provided in this Web site is for General Reference Only and Should Not be Relied Upon – You Should Always Consult a Lawyer to Determine Your Legal Rights.

This site only provides general information about the law which is designed only to help users of the site learn more about their own legal needs. But general legal information is not the same as legal advice – true legal advice is the application of local and federal law to an individual’s specific circumstances, and true legal advice can only be given by a lawyer.

This Web site is not operated by a law firm, and the content provided on this site should not be used as a substitute for legal advice from a qualified lawyer. Although we go to great lengths to make sure our information is accurate and useful, the laws vary considerably in different jurisdictions (from State to State and from County to County) and laws change frequently. As a result, you should never rely on the accuracy or applicability of the information provided by this Web site because there is no substitute for true legal advice from a lawyer. We strongly recommend you consult a lawyer to discuss the laws in your area and how they apply to your particular situation.


The purpose of this website is to provide information and resources to help consumers and businesses protect themselves from fraud. The information provided on this website is for general informational purposes only and should not be construed as legal advice.

Use of Website

By accessing and using this website, you agree to be bound by these terms of use. If you do not agree to these terms of use, you may not access or use this website.

Disclaimer of Warranties

The information provided on this website is provided “as is” without warranty of any kind, express or implied. disclaims all warranties, express or implied, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability shall not be liable for any damages of any kind arising out of or in connection with the use of this website, or the reliance on or use of information provided on this website, whether such damages are direct, indirect, incidental, special, consequential, or punitive.

Links to Other Websites

This website may contain links to other websites. is not responsible for the content or privacy practices of any other website. You should review the privacy policy of any other website that you visit.

Changes to Terms of Use may change these terms of use at any time without notice. You are responsible for reviewing these terms of use regularly. Your continued use of this website following any changes to these terms of use constitutes your acceptance of such changes.

Governing Law

These terms of use shall be governed by and construed in accordance with the laws of the US.

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