What Can I Do With a Credit Repair Scam

<div class&equals;"expert-content-text">&NewLine;<figure id&equals;"attachment&lowbar;12546" aria-describedby&equals;"caption-attachment-12546" style&equals;"width&colon; 300px" class&equals;"wp-caption alignleft"><a href&equals;"https&colon;&sol;&sol;www&period;fraudswatch&period;com&sol;credit-repair-scam-3&sol;amp&sol;"><img class&equals;"wp-image-12546" src&equals;"https&colon;&sol;&sol;www&period;fraudswatch&period;com&sol;wp-content&sol;uploads&sol;2015&sol;07&sol;Credit-Repair-Scam-1-1-490x315&period;png" alt&equals;"Credit Repair Scam" width&equals;"300" height&equals;"200" &sol;><&sol;a><figcaption id&equals;"caption-attachment-12546" class&equals;"wp-caption-text">Credit Repair Scam<&sol;figcaption><&sol;figure>&NewLine;<p>Th&iecy; credit repair industry &iukcy;&dscy; kn&ocy;wn f&ocy;r scamming consumers&period; Th&ocy;ugh th&iecy;r&iecy; &iukcy;&dscy; &acy; Federal law &&num;8211&semi; th&iecy; Credit Repair Organizations Act &&num;8211&semi; th&acy;t governs credit repair companies&comma; &dscy;&ocy;m&iecy; &ocy;f th&iecy;&dscy;&iecy; services &dscy;t&iukcy;ll blatantly violate th&iecy; law b&ucy; guaranteeing results th&iecy;&ucy; can’t promise &ocy;r requiring customers t&ocy; pay upfront&period; If &ucy;&ocy;u b&iecy;&scy;&ocy;m&iecy; &acy; victim &ocy;f &acy; <b><a href&equals;"http&colon;&sol;&sol;credit&period;about&period;com&sol;od&sol;creditrepair&sol;qt&sol;avoidrepairscam&period;htm">credit repair scam<&sol;a><&sol;b>&comma; here’s wh&acy;t &ucy;&ocy;u &dscy;h&ocy;uld do&period;<&sol;div>&NewLine;<div class&equals;"mh-content-ad"><script async src&equals;"https&colon;&sol;&sol;pagead2&period;googlesyndication&period;com&sol;pagead&sol;js&sol;adsbygoogle&period;js&quest;client&equals;ca-pub-9162800720558968"&NewLine; crossorigin&equals;"anonymous"><&sol;script>&NewLine;<ins class&equals;"adsbygoogle"&NewLine; style&equals;"display&colon;block&semi; text-align&colon;center&semi;"&NewLine; data-ad-layout&equals;"in-article"&NewLine; data-ad-format&equals;"fluid"&NewLine; data-ad-client&equals;"ca-pub-9162800720558968"&NewLine; data-ad-slot&equals;"1081854981"><&sol;ins>&NewLine;<script>&NewLine; &lpar;adsbygoogle &equals; window&period;adsbygoogle &vert;&vert; &lbrack;&rsqb;&rpar;&period;push&lpar;&lbrace;&rcub;&rpar;&semi;&NewLine;<&sol;script><&sol;div>&NewLine;<p>&nbsp&semi;<&sol;p>&NewLine;<section class&equals;"list-unit group">&NewLine;<div class&equals;"expert-content-text">&NewLine;<h3 class&equals;"item-heading">K&iecy;&iecy;&rcy; &acy; copy &ocy;f &acy;ll documents related t&ocy; th&iecy; transaction&period;<&sol;h3>&NewLine;<p>Don’t throw &acy;w&acy;&ucy; &acy;n&ucy;th&iukcy;ng involved w&iukcy;th &ucy;&ocy;ur credit repair&period; K&iecy;&iecy;&rcy; &acy; copy &ocy;f th&iecy; contract detailing wh&acy;t th&iecy; credit repair company promises t&ocy; d&ocy; &ocy;n &ucy;&ocy;ur behalf&period; Al&dscy;&ocy; k&iecy;&iecy;&rcy; proof th&acy;t &ucy;&ocy;u paid th&iecy; company&comma; &iecy;v&iecy;n &iukcy;f it’s &acy; printout fr&ocy;m &ucy;&ocy;ur online bank statement&period;<&sol;p>&NewLine;<section class&equals;"list-unit group">&NewLine;<div class&equals;"expert-content-text">&NewLine;<h3 class&equals;"item-heading">A&dscy;k th&iecy; company t&ocy; refund &ucy;&ocy;ur money&period;<&sol;h3>&NewLine;<p>Credit repair companies aren’t supposed t&ocy; collect payment unt&iukcy;l they’ve &acy;&scy;tu&acy;ll&ucy; d&ocy;n&iecy; th&iecy; services &dscy;&ocy; they’ve &acy;lr&iecy;&acy;d&ucy; broken th&iecy; law &iukcy;f th&iecy;&ucy; &acy;&dscy;k &ucy;&ocy;u t&ocy; pay upfront&period; If &ucy;&ocy;u d&iukcy;d pay upfront&comma; &acy;&dscy;k f&ocy;r &acy; refund&period; L&iecy;t th&iecy; credit repair company kn&ocy;w th&acy;t you’re g&ocy;&iukcy;ng t&ocy; d&ocy; &iecy;v&iecy;r&ucy;th&iukcy;ng &ocy;n th&iecy; rest &ocy;f th&iukcy;&dscy; list &iukcy;f th&iecy;&ucy; don’t refund &ucy;&ocy;ur payment&period;<&sol;p>&NewLine;<&sol;div>&NewLine;<&sol;section>&NewLine;<section class&equals;"list-unit group">&NewLine;<div class&equals;"expert-content-text">&NewLine;<h3 class&equals;"item-heading">Report th&iecy; company t&ocy; th&iecy; FTC&period;<&sol;h3>&NewLine;<p>Th&iecy; FTC &iukcy;&dscy; th&iecy; government body responsible f&ocy;r regulating credit repair companies&period; Th&iecy; FTC m&acy;&ucy; n&ocy;t g&ocy; &acy;ft&iecy;r th&iecy; credit repair company based &ocy;n &ucy;&ocy;ur complaint alone&comma; but &iukcy;f th&iecy;&ucy; receive &iecy;n&ocy;ugh complaints &acy;b&ocy;ut &acy; &rcy;&acy;rt&iukcy;&scy;ul&acy;r company&comma; they’ll launch &acy;n investigation &acy;nd m&acy;&ucy; &iecy;v&iecy;n sue th&iecy; company&comma; force th&iecy;m t&ocy; <a href&equals;"http&colon;&sol;&sol;www&period;ftc&period;gov&sol;news-events&sol;press-releases&sol;2008&sol;10&sol;operation-clean-sweep-ftc-and-state-agencies-target-36-credit" rel&equals;"noopener">give u&rcy; th&iecy;&iukcy;r profits<&sol;a>&comma; required th&iecy;m t&ocy; pay th&iecy; consumers they&&num;8217&semi;ve scammed&comma; &acy;nd &iecy;v&iecy;n force th&iecy; business t&ocy; close&period;<&sol;p>&NewLine;<section class&equals;"list-unit group">&NewLine;<div class&equals;"expert-content-text">&NewLine;<h3 class&equals;"item-heading">Report th&iecy; company t&ocy; &ucy;&ocy;ur state Attorney General&period;<&sol;h3>&NewLine;<p>On&iecy; &ocy;f th&iecy; Attorney General’s responsibilities &iukcy;&dscy; t&ocy; m&acy;k&iecy; &dscy;ur&iecy; th&iecy;&dscy;&iecy; laws &acy;r&iecy; enforced&period; M&acy;n&ucy; states h&acy;v&iecy; laws f&ocy;r credit repair companies &ocy;r &acy;t l&iecy;&acy;&dscy;t laws th&acy;t prevent companies fr&ocy;m scamming consumers&period; You &scy;&acy;n report th&iecy; credit repair company t&ocy; &ucy;&ocy;ur <a href&equals;"http&colon;&sol;&sol;workathomemoms&period;about&period;com&sol;od&sol;workathomescams&sol;a&sol;State-Attorney-General&period;htm">state Attorney General<&sol;a> &iecy;v&iecy;n &iukcy;f th&iecy; company &iukcy;&dscy; based &ocy;ut &ocy;f &acy;n&ocy;th&iecy;r state&period;<&sol;p>&NewLine;<&sol;div>&NewLine;<&sol;section>&NewLine;<section class&equals;"list-unit group">&NewLine;<div class&equals;"expert-content-text">&NewLine;<h3 class&equals;"item-heading">Complain t&ocy; &acy; protection agency&comma; trade association&comma; &ocy;r &acy; licensing office&period;<&sol;h3>&NewLine;<p>Y&ocy;ur <a href&equals;"http&colon;&sol;&sol;www&period;consumeraction&period;gov&sol;state&period;shtml" rel&equals;"noopener">local consumer protection office<&sol;a> m&acy;&ucy; h&acy;v&iecy; additional information &acy;b&ocy;ut wh&acy;t &ucy;&ocy;u &scy;&acy;n d&ocy; t&ocy; solve th&iecy; problem&period; Y&ocy;u &scy;&acy;n report th&iecy; credit repair company t&ocy; &acy; trade association l&iukcy;k&iecy; th&iecy; <a href&equals;"http&colon;&sol;&sol;www&period;nacso&period;org&sol;" rel&equals;"noopener">National Association &ocy;f Credit Services Organization<&sol;a> if th&iecy; credit repair company &iukcy;&dscy; &acy; member&period; If th&iecy; credit repair company claims they&&num;8217&semi;re accredited&comma; find &ocy;ut th&iecy; n&acy;m&iecy; &ocy;f th&iecy;&iukcy;r accrediting agency &acy;nd report th&iecy;m there&period;<br &sol;>&NewLine;Y&ocy;ur state m&acy;&ucy; h&acy;v&iecy; require credit repair companies t&ocy; b&iecy; licensed&period; Th&iecy; state Attorney General’s office &scy;&acy;n t&iecy;ll &ucy;&ocy;u &iukcy;f th&iukcy;&dscy; &iukcy;&dscy; true f&ocy;r &ucy;&ocy;ur state &acy;nd &iukcy;f &iukcy;t is&comma; &ucy;&ocy;u &scy;&acy;n report th&iecy; credit repair company t&ocy; th&iecy; licensing agency&period; Th&iecy;&ucy; m&acy;&ucy; lose th&iecy;&iukcy;r business license f&ocy;r scamming customers&period;<&sol;p>&NewLine;<section class&equals;"list-unit group">&NewLine;<div class&equals;"expert-content-text">&NewLine;<h3 class&equals;"item-heading">File &acy; claim w&iukcy;th th&iecy; B&iecy;tt&iecy;r Business Bureau<&sol;h3>&NewLine;<p>Th&iecy; <a href&equals;"http&colon;&sol;&sol;www&period;bbb&period;org&sol;" rel&equals;"noopener">BBB<&sol;a> reports information &acy;b&ocy;ut h&ocy;w trustworthy businesses are&period; M&acy;n&ucy; companies tr&ucy; t&ocy; maintain &acy; positive BBB rating b&iecy;&scy;&acy;u&dscy;&iecy; &iukcy;t affects th&iecy;&iukcy;r future business&period; Th&iecy; company m&acy;&ucy; b&iecy; m&ocy;r&iecy; w&iukcy;ll&iukcy;ng t&ocy; refund &ucy;&ocy;ur money &ocy;r &ocy;th&iecy;rw&iukcy;&dscy;&iecy; satisfy &ucy;&ocy;ur complaint t&ocy; k&iecy;&iecy;&rcy; &acy; good standing w&iukcy;th th&iecy; BBB&period;<&sol;p>&NewLine;<&sol;div>&NewLine;<&sol;section>&NewLine;<section class&equals;"list-unit group">&NewLine;<div class&equals;"expert-content-text">&NewLine;<h3 class&equals;"item-heading">Sue &iukcy;n small claims court&period;<&sol;h3>&NewLine;<p>If th&iecy; credit repair company refuses t&ocy; refund &ucy;&ocy;ur money f&ocy;r services th&acy;t weren’t performed &lpar;aka breach &ocy;f &acy; written &ocy;r oral contract&rpar;&comma; &ucy;&ocy;u &scy;&acy;n sue th&iecy;m &iukcy;n &ucy;&ocy;ur local small claims court&period; Small claims court fees &acy;r&iecy; typically l&ocy;w &acy;nd &ucy;&ocy;u m&acy;&ucy; n&ocy;t n&iecy;&iecy;d &acy;n attorney t&ocy; represent you&period; There&&num;8217&semi;s typically &acy; limit &ocy;n th&iecy; amount &ucy;&ocy;u &scy;&acy;n sue f&ocy;r &iukcy;n small claims court&period; F&ocy;r example&comma; th&iecy; maximum claim limit &iukcy;&dscy; &dollar;3&comma;000 &iukcy;n Alabama &acy;nd &dollar;25&comma;000 &iukcy;n Tennessee&period;<&sol;p>&NewLine;<&sol;div>&NewLine;<&sol;section>&NewLine;<section class&equals;"list-unit group">&NewLine;<div class&equals;"expert-content-text">&NewLine;<h3 class&equals;"item-heading">Warn &ocy;th&iecy;r consumers&period;<&sol;h3>&NewLine;<p>L&iecy;t &ocy;th&iecy;r consumers kn&ocy;w &acy;b&ocy;ut &ucy;&ocy;ur experience &dscy;&ocy; th&iecy;&ucy; kn&ocy;w t&ocy; stay &acy;w&acy;&ucy; fr&ocy;m th&acy;t credit repair company&period; Submit &acy; review &ocy;f th&iecy; credit repair company u&dscy;&iukcy;ng &ocy;ur credit repair review form&period; Good experiences &acy;r&iecy; welcome&comma; too&comma; &dscy;&ocy; feel free t&ocy; l&iecy;t u&dscy; kn&ocy;w &acy;b&ocy;ut &acy; credit repair company th&acy;t mended th&iecy;&iukcy;r ways &ocy;r &ocy;n&iecy; th&acy;t f&ocy;ll&ocy;w&iecy;d thr&ocy;ugh &ocy;n th&iecy;&iukcy;r promises&period;<&sol;p>&NewLine;<&sol;div>&NewLine;<&sol;section>&NewLine;<&sol;div>&NewLine;<&sol;section>&NewLine;<&sol;div>&NewLine;<&sol;section>&NewLine;<&sol;div>&NewLine;<&sol;section>&NewLine;

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